Move to Switzerland

What is the cost of living in Switzerland?

Switzerland has a high cost of living, balanced by strong salaries, excellent services, and reliable infrastructure. Housing is typically the largest expense, with central city apartments costing more than those in smaller towns. Non-residents may face restrictions on buying property.

Utilities, internet, and mobile services are generally more expensive than in the UK. Groceries and dining out tend to be costly, reflecting the focus on quality and local produce. Public transport is efficient and dependable, with regular city passes available.

Health insurance is mandatory and must be arranged shortly after arrival. Costs vary depending on region, age, and provider. Employed residents contribute to social security and may pay taxes, which differ by canton, so your location can significantly affect your overall expenses.

Switzerland also levies inheritance and wealth taxes (with exemptions up to certain thresholds). Trusts are recognised via the Hague Convention, and the matrimonial regime can affect taxation and assets. If you have income or assets outside Switzerland, seek professional advice to stay compliant in both Switzerland and the UK, especially if you intend to claim your UK pension.

What is life like in Switzerland?

Switzerland blends four official languages (German, French, Italian, Romansh) and diverse traditions across 26 cantons. The Swiss are known for punctuality, discretion, and respect for privacy, alongside strong community spirit and civic participation. Local festivals, markets, and sporting events shape everyday life, with each canton offering distinct customs.

Work environments emphasise professionalism, efficiency, and healthy work-life balance. Many employers offer flexible hours and generous leave. Business language varies by canton, while English is common in international firms. Switzerland’s universities and research institutions make it an attractive study destination as well.

Nature is ever-present: skiing in the Alps, hiking in the Jura, or swimming in Lake Geneva are weekend norms. Excellent public transport links cities and regions, and the central European location makes continental travel easy. Healthcare and education are world-class, and families appreciate the safety, cleanliness, and child-friendly environment. From fondue and raclette to Michelin-starred dining, plus rich museum and festival calendars, life here is both refined and outdoorsy.

Settling in means embracing Swiss efficiency and warmth. Whether you come for work, study, or retirement, life in Switzerland is enriching and well organised.